Mike Smela, Neighbor

I am fortunate to have grown up and graduated from Traub (I'm aging myself!), East Hills and Lahser. My wife and I moved to Bloomfield in 1999 where we have enjoyed raising our family and being actively involved in bettering our wonderful community. 

Professionally, I have been a financial educator, author and speaker for over 20 years. My two companies, New Financial Independence and Physicians' Wealth Resources focus on simplifying an important yet seemingly complicated and largely misunderstood part of our life...growing and controlling money and wealth.

As I hope each individual and business owner comes to learn and realize, winning your personal money game becomes a life long reality when you possess the same knowledge and implement the same proven financial strategies and vehicles used for centuries by banks and the ultra-wealthy.

My goal is to help open your minds and re-educate our community on various aspects of money.  Through short stories and examples we'll peel back the layers of the financial onion to uncover how truly easy it is to eliminate debt and build wealth, to grow money contractually and without market risk, and to maintain liquid use and control of money throughout our lives.

Much of what I bring to light will be contrary to "conventional" financial philosophy and practice. That's ok. The golden rule of money say's "Those with the gold make the rules!"  We're finally learning how to use their rules to achieve the same results.

I welcome your questions and comments. Let me know what areas of your financial life concern you, and I'll do my best to provide information and solutions to help. Here are a few areas to cover: Money basics, budgeting, debt, finances, college funding, retirement, passive income, mortgages, OPM (other people's money), insurance, investing (aka gambling!)...